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If you have been involved in a car accident in or around Reading, Pennsylvania, you may be left with injuries requiring costly medical treatment. Your ability to pay for said treatment may be hampered by the fact that your injuries can also interfere with your ability to work and earn a living.
Hopefully, you will never find yourself in this situation. That said, if you have been injured in a motor vehicle accident, our team of Reading car accident attorneys at Solomon, Sherman & Gabay can help you seek compensation for your losses. We will review your case for free and advise you on your legal options.
The way in which a car accident victim pursues compensation for their medical bills and other such losses in the aftermath of a collision can vary from one state to another. For example, in states that use the fault or tort system, a victim may recover compensation for their losses by filing a claim to collect from the insurance of the negligent party who caused their accident. If the negligent party is uninsured, or if their insurer will not offer proper compensation, a victim may file a lawsuit to pursue damages in court.
In such states, the process of seeking compensation often begins with a thorough investigation into the accident. Because a victim can only recover compensation from the liable parties, they must first accurately identify who those parties are. This requires gathering evidence showing that another party’s negligence caused their accident.
Pennsylvania uses a different system. Pennsylvania is one of several states that uses the no-fault approach to car accident cases. In Pennsylvania, you do not need to show that your accident was the result of negligence to begin seeking compensation. This is because your own insurer is responsible for compensating you.
It is easy to understand some of the benefits this approach offers. After all, some accidents are not the result of anyone’s negligence. You don’t want to imagine being unable to recover compensation for your losses simply because your accident was a random occurrence for which no one is at fault. Additionally, even if your accident was the result of someone else’s negligence, the process of investigating the accident and gathering evidence proving their carelessness caused your injuries can be very time-consuming.
The no-fault system streamlines the process by allowing victims to seek compensation by filing claims directly with their own insurance providers. However, when filing a claim, you must remember that insurance companies are still profit-driven businesses.
This becomes immediately apparent when you observe how an insurer typically responds to a claim. If an insurer can identify a reason to justify denying a claim entirely, they will attempt to do so.
It may be difficult if not impossible for an insurer to outright deny your claim. Still, they will likely offer less compensation than you deserve based on the extent and severity of your injuries. Their goal is to pay out as little as possible.
This is why you need assistance from a Reading car accident attorney. A lawyer can document your losses and negotiate aggressively on your behalf to optimize your chances of recovering the full amount of compensation for which you may be eligible. While your attorney handles your case, you can also prioritize your own recovery.
Our Reading car accident attorneys at Solomon, Sherman & Gabay have substantial experience helping victims like yourself secure fair compensation in the circumstances. To learn more about what we can do for you, contact us online today or call us at 215-665-1100 to schedule your free consultation.