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Have you been injured in a car accident in the Norristown, Pennsylvania area? If so, you may be facing such losses as medical bills, lost wages, and more.
You can seek compensation for these losses by filing an insurance claim. However, merely filing a claim does not guarantee a fair settlement. You will be more likely to recover the compensation you need if you have representation from qualified Norristown car accident attorneys. That’s precisely what you will find at Solomon, Sherman & Gabay.
Pennsylvania is a no-fault car accident state. In a no-fault state, when a car accident occurs, it doesn’t matter whether the accident resulted from a particular motorist’s negligence. A victim will still seek compensation for their medical bills and other such losses by filing a claim to collect from their own insurance.
This doesn’t mean you can’t seek additional compensation after being involved in a Norristown car accident resulting from someone else’s carelessness. If your injuries and/or losses are significant enough to meet a certain threshold under Pennsylvania law, you can also file a claim or lawsuit against the negligent driver. Upon reviewing your case, one of our Norristown car accident attorneys will gladly let you know if this appears to be an option.
We will also provide you with aggressive representation after filing a claim on your behalf. Unfortunately, your car insurance carrier is not necessarily motivated to offer a fair payout. Insurance companies tend to focus on protecting themselves financially in these circumstances by offering less compensation than claimants may genuinely deserve.
No car accident attorney can honestly promise that you will recover a specific amount of compensation when your case is settled. That said, we do promise to fight for your rights if an insurance company doesn’t initially offer an appropriate sum.
Drivers in Pennsylvania are required to purchase minimum amounts of car insurance coverage. Such a requirement is common among no-fault states.
There are two main types of insurance drivers can choose from in Pennsylvania: “limited tort” and “full tort.”
Drivers often purchase limited tort insurance in Pennsylvania because it is less expensive than full tort insurance. This is understandable. However, it is worth noting that the financial benefits of having full tort insurance can be substantial if you ever are involved in an accident.
Limited tort insurance generally only provides coverage for financial losses associated with a motor vehicle collision. For example, if you have limited tort insurance, you can file a claim to seek compensation for your medical bills. You can’t seek compensation for your pain and suffering or other such noneconomic damages unless your injuries qualify as “serious” according to Pennsylvania law.
If you have full tort insurance, you don’t need to prove that your injuries meet the legal definition of serious to seek compensation for noneconomic losses after an accident. Our Norristown car accident lawyers will happily explain how your coverage influences your legal options after you’ve been involved in a collision if you have questions about this topic.
A car accident can disrupt your life in many ways. While we can’t prevent an accident that has already occurred, our Norristown car accident attorneys at Solomon, Sherman & Gabay can help you recover proper compensation. Learn more by contacting us online today or calling us at 215-665-1100 to schedule a consultation.